Sign up for Medicare in Kalispell, MT

Local licensed agents in Flathead County are available to assist you if you need help comparing plans or registering for Medicare insurance.

Original Medicare

Original Medicare (Part A) covers most medically necessary services.

Medicare Supplement

Medigap plans provide additional insurance for out of pocket costs.

Medicare Advantage

A bundled alternative to Original Medicare for your health and drug coverage.

Not sure what Medicare plan is right for you?

Original Medicare Plans in Kalispell, MT
(Part A & Part B)

Medicare is a healthcare program that provides coverage for individuals who are eligible for it and those who are currently receiving treatment at a medical facility. It is a fee-for service plan that the federal government is managing.

Since 1965, Medicare has been composed of two parts: the Medicare Part A and the Medicare Part B. For over 50 years, the program has been able to provide coverage for individuals with disabilities and seniors.

With the help of Medicare, people can bypass the need for a referral or authorization when they go to the doctor or hospital of their choice. The government will then pay the cost of the service, and the individual will only be responsible for the remaining left-over funds.

Medicare Supplement Plans in Kalispell, MT
(Medigap Insurance)

A Medicare supplement is a type of insurance - also known as Medigap insurance - that covers some of the healthcare costs that the original Medicare leaves behind. It can help people fill their coverage gaps. Unlike regular Medicare, it does not require them to pay a huge amount of out-of-pocket expenses.

Since the federal government has standardized the benefits of Medicare supplement plans, they are now uniform across all insurance companies in the country. Before people start looking for a new plan, it is important to familiarize themselves with the pricing methods of the carriers.

Your carrier's pricing method can affect the monthly premium rates of your Medicare supplement plan. It is also important to note that if you have a spouse who needs coverage, then they must purchase a separate policy.

Medicare Advantage Plans in Kalispell, MT
(Medicare Part C)

Medicare Part C is a type of insurance that is offered by a private company and assumes the risk associated with your original Medicare. This means that it becomes your primary source of coverage instead of Medicare Part B and Part A.

Medicare Advantage plans are also known as Medicare Part C plans. These provide various benefits, such as gym memberships, vision, dental, and prescription drug coverage. Some plans even have an OTC card that allows beneficiaries to shop for over-the-counter medications.

Medicare is a type of healthcare system that consists of two main components: Medicare Part A and Part B. With a Medicare Part C plan, you can choose from a variety of healthcare options and still get the same benefits as both Medicare Part A and B.

Medicare Part D Plans in Kalispell, MT
(Perscription Drug)

Part D prescription drug plans are commonly used by Medicare beneficiaries to lower the cost of their medications. These plans are designed to provide coverage for the lowest possible cost.

One of the most challenging aspects of Medicare is understanding the various levels of coverage that a prescription drug plan provides.

One of the most common types of coverage that Medicare provides is its prescription drug plan, known as Medicare Part D. This is different from the Medicare Supplement plans that are designed to cover the gaps in the Original Medicare. If you have Medicare Part A but are not yet enrolled in Medicare Part B, you can still enroll in the program through Medicare Part D.

Kalispell, MT Medicare Supplement Insurance Plan Comparison

First, decide between Traditional Medicare (which covers Parts A and B) and a private insurance's Medicare Advantage (known as Part C). If you go with Traditional Medicare, you'll probably also need a Medigap insurance to cover extra costs and a Part D plan for prescription drugs.

Medicare Advantage Plans: Age 65, Zipcode 59901, Non-smoker*

Plan Type	Number of Plans Available	Average Monthly Premium	Lowest Monthly Premium	Highest Monthly Premium	Carriers
$0 OOP Medicare Advantage Plans	23	$0.00	$0.00	$0.00	Humana, UnitedHealthcare, Wellcare
Paid Medicare Advantage Plans	13	$66.26	$7.50	$234.50	Humana, UnitedHealthcare, Wellcare

*Plan data last updated on 1/15/2026

Most Popular Medigap Plans: Female, Age 65, Zipcode 59901, Non-smoker*

Plan Type	Number of Plans Available	Average Monthly Premium	Lowest Monthly Premium	Highest Monthly Premium	Carriers
Plan F	25	$249.97	$187.97	$449.00	Montana Health Co-Op, Insurance Company of North America, State Farm, and 22 others Medicare Supplement Plan F Carriers in Kalispell Montana Health Co-Op, Insurance Company of North America, State Farm, Wisconsin Physicians Service, Blue Cross Blue Shield of Montana, Woodmen of the World, Everence Association, AFLAC, Bankers Fidelity, Cigna, Guarantee Trust Life, GPM, Old Surety, Nassau Life, Continental Life, USAA, Washington National , Humana, Mutual of Omaha, Humana, AARP - UnitedHealthcare, Transamerica, Humana, Globe Life, United American
Plan G	26	$190.90	$130.67	$448.00	Montana Health Co-Op, Insurance Company of North America, State Farm, and 23 others Medicare Supplement Plan G Carriers in Kalispell Montana Health Co-Op, Insurance Company of North America, State Farm, Wisconsin Physicians Service, Blue Cross Blue Shield of Montana, Woodmen of the World, Everence Association, AFLAC, Bankers Fidelity, Cigna, Guarantee Trust Life, GPM, Old Surety, Nassau Life, WMI Mutual, Continental Life, USAA, Washington National , Humana, Mutual of Omaha, Humana, AARP - UnitedHealthcare, Transamerica, Humana, Globe Life, United American
Plan N	24	$143.41	$91.64	$233.12	Montana Health Co-Op, Insurance Company of North America, State Farm, and 21 others Medicare Supplement Plan N Carriers in Kalispell Montana Health Co-Op, Insurance Company of North America, State Farm, Wisconsin Physicians Service, Blue Cross Blue Shield of Montana, Woodmen of the World, Everence Association, AFLAC, Cigna, Guarantee Trust Life, GPM, Nassau Life, WMI Mutual, Continental Life, USAA, Washington National , Humana, Mutual of Omaha, Humana, AARP - UnitedHealthcare, Transamerica, Humana, Globe Life, United American

*Plan data last updated on 1/15/2026

Most Popular Medigap Plans: Male, Age 65, Zipcode 59901, Non-smoker*

Plan Type	Number of Plans Available	Average Monthly Premium	Lowest Monthly Premium	Highest Monthly Premium	Carriers
Plan F	25	$257.82	$191.80	$449.00	Montana Health Co-Op, Insurance Company of North America, State Farm, and 22 others Medicare Supplement Plan F Carriers in Kalispell Montana Health Co-Op, Insurance Company of North America, State Farm, Wisconsin Physicians Service, Blue Cross Blue Shield of Montana, Woodmen of the World, Everence Association, AFLAC, Bankers Fidelity, Cigna, Guarantee Trust Life, GPM, Old Surety, Nassau Life, Continental Life, USAA, Washington National , Humana, Mutual of Omaha, Humana, AARP - UnitedHealthcare, Transamerica, Humana, Globe Life, United American
Plan G	26	$196.47	$137.48	$448.00	Montana Health Co-Op, Insurance Company of North America, State Farm, and 23 others Medicare Supplement Plan G Carriers in Kalispell Montana Health Co-Op, Insurance Company of North America, State Farm, Wisconsin Physicians Service, Blue Cross Blue Shield of Montana, Woodmen of the World, Everence Association, AFLAC, Bankers Fidelity, Cigna, Guarantee Trust Life, GPM, Old Surety, Nassau Life, WMI Mutual, Continental Life, USAA, Washington National , Humana, Mutual of Omaha, Humana, AARP - UnitedHealthcare, Transamerica, Humana, Globe Life, United American
Plan N	24	$148.00	$102.63	$233.12	Montana Health Co-Op, Insurance Company of North America, State Farm, and 21 others Medicare Supplement Plan N Carriers in Kalispell Montana Health Co-Op, Insurance Company of North America, State Farm, Wisconsin Physicians Service, Blue Cross Blue Shield of Montana, Woodmen of the World, Everence Association, AFLAC, Cigna, Guarantee Trust Life, GPM, Nassau Life, WMI Mutual, Continental Life, USAA, Washington National , Humana, Mutual of Omaha, Humana, AARP - UnitedHealthcare, Transamerica, Humana, Globe Life, United American

*Plan data last updated on 1/15/2026

Disclaimer: The information provided in these tables is for general informational purposes only. We make no guarantees about the accuracy, completeness, or reliability of the data. Please consult with a professional advisor or insurance provider for precise and up-to-date information.

Need help? Speak to a licensed Medicare insurance agent in Kalispell today

Sharon Lewis

Licensed Medicare Agent
Contact Sharon through Medicare Agents Hub »

Kalispell, MT Medicare Resource Center

Kalispell Medicare Information

Looking to sign up for Medicare in Kalispell, MT? MedicareSignups.com is here to help! With our plan comparison tool, you can easily find and enroll in a Medicare plan that meets your specific needs. Did you know that Kalispell is home to Glacier National Park, known for its breathtaking landscapes and wildlife? Immerse yourself in the beauty of this iconic national park while ensuring you have the right Medicare coverage. Remember, Medicare choices are local, so make the most of our user-friendly tool and secure the best plan for your zip code in Kalispell.

Enroll in a Kalispell Montana Medicare Plan. Compare Plans »

Medicare Part A

Understanding Medicare Star Ratings for Plans in Kalispell, MT

Medicare Basics

Comparing Kalispell, MT Medicare Plans: A Step-By-Step Financial Checklist

Medicare Part D

In Kalispell, MT, Who is Eligible for Medicare Part D?

Medicare Supplement

Medicare Supplement Plan G vs Plan N in Kalispell, MT

Kalispell, MT Local Medicare Offices

Montana Official State Health Insurance Assistant Program

Montana's official state SHIP program is the State Health Insurance Assistance Program (SHIP).

Visit the Official Website »

Local Kalispell, MT SHIP program official resource.

State Health Insurance Assistance Program (SHIP) is the official Montana state program that is dedicated to helping seniors living in Kalispell, MT with Medicare information, as well as an abundance of other resources for seniors.

Sign up for Medicare in Kalispell, MT

Original Medicare

Medicare Supplement

Medicare Advantage

Not sure what Medicare plan is right for you?

Original Medicare Plans in Kalispell, MT(Part A & Part B)

Medicare Supplement Plans in Kalispell, MT(Medigap Insurance)

Medicare Advantage Plans in Kalispell, MT(Medicare Part C)

Medicare Part D Plans in Kalispell, MT(Perscription Drug)

Kalispell, MT Medicare Supplement Insurance Plan Comparison

Medicare Advantage Plans: Age 65, Zipcode 59901, Non-smoker*

Most Popular Medigap Plans: Female, Age 65, Zipcode 59901, Non-smoker*

Most Popular Medigap Plans: Male, Age 65, Zipcode 59901, Non-smoker*

Need help? Speak to a licensed Medicare insurance agent in Kalispell today

Sharon Lewis

Kalispell, MT Medicare Resource Center

Kalispell Medicare Information

Medicare Part A

Understanding Medicare Star Ratings for Plans in Kalispell, MT

Medicare Basics

Comparing Kalispell, MT Medicare Plans: A Step-By-Step Financial Checklist

Medicare Part D

In Kalispell, MT, Who is Eligible for Medicare Part D?

Medicare Supplement

Medicare Supplement Plan G vs Plan N in Kalispell, MT

Kalispell, MT Local Medicare Offices

Montana Official State Health Insurance Assistant Program

Original Medicare Plans in Kalispell, MT
(Part A & Part B)

Medicare Supplement Plans in Kalispell, MT
(Medigap Insurance)

Medicare Advantage Plans in Kalispell, MT
(Medicare Part C)

Medicare Part D Plans in Kalispell, MT
(Perscription Drug)